MortgageSkyhill.com
Happy homeowners
★★★★★5-Star Rated on Google & Zillow

Don't Just Take Our Word For It — Hear From Our Clients

Over 20 years of helping families achieve homeownership. Our clients' success stories speak louder than any advertisement.

🏆

20+

Years Experience

5.0

Google Rating

🏠

5.0

Zillow Rating

🤝

75+

Lender Partners

What Our Clients Are Saying

From first-time buyers to seasoned investors, our clients trust Gem Goktepe to deliver results. Here are some of their stories.

Closed faster than expected

Gem made our dream of homeownership a reality! As first-time buyers, we were nervous about the process. Gem walked us through every step, found us an incredible rate, and closed faster than we expected. We couldn't be happier with our new home!

Maria & Carlos R.

First-Time Homebuyers

Got the deal done when others couldn't

I've worked with many loan officers over the years, but Gem is on another level. His knowledge of DSCR loans and investment properties is unmatched. He got my deal done when two other lenders couldn't. Highly recommend for any investor!

David T.

Real Estate Investor

0% down VA loan success

As a military family, we needed someone who truly understood VA loans. Gem not only got us 0% down but also navigated some tricky situations with our PCS timeline. Professional, responsive, and genuinely cares about his clients.

Sarah & James K.

VA Loan — Military Family

Solution for self-employed borrowers

Being self-employed, I thought getting a mortgage would be impossible. Gem found a program that worked perfectly for my situation — no traditional income docs needed. He's a true problem solver and I tell everyone I know to call him.

Roberto M.

Self-Employed Business Owner

Seamless foreign national purchase

We were looking to purchase a vacation property in Florida from abroad. Gem specializes in foreign national loans and made the entire process seamless. His communication was excellent despite the time zone difference. A true professional!

Linda & Frank P.

Foreign National Purchase

Fast closings for investment deals

Gem is my go-to for all my fix and flip projects. He understands the urgency of investment deals and always delivers fast closings. His access to 75+ lenders means he always finds the best terms. An absolute asset to any investor's team.

Anthony W.

Fix & Flip Investor

Ready to Be Our Next Success Story?

Join hundreds of satisfied clients who trusted Gem Goktepe with their mortgage needs. Whether you're buying your first home, investing in property, or refinancing — we're here to help.

Mortgage Payment Calculator

Estimate your monthly mortgage payment. Adjust the values below to see how different scenarios affect your costs.

$350,000
$50K$2M
10% ($35,000)
0%50%
6.50%
1%12%
30 years
$
$

Estimated Monthly Payment

$2,407.68
Principal & Interest
$1,991.01
Property Tax
$291.67
Home Insurance
$125.00

Loan Amount

$315,000

Total Interest

$401,765

Get Your Personalized Rate

This calculator provides estimates only. Actual rates and payments may vary. Contact us for a precise quote.

Contact Gem or Tanner

Have questions or ready to get started? Reach out for a free consultation & personalized quote.

Phone: (813) 919-9925
Phone: (813) 568-2291
Email: [email protected]
Email: [email protected]
Office: 142 W Platt Suite #118, Tampa, FL 33606