Investor Program
DSCR Investor Loans
Qualify Based on Rental Income — Not Your Personal Income
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What Is a DSCR Investor Loan?
A DSCR (Debt Service Coverage Ratio) loan lets real estate investors qualify based on the property's rental income — not personal income, tax returns, or W-2s. If the property generates enough cash flow to cover the mortgage, you can qualify.
This is the go-to loan for investors who want to scale their portfolio without the red tape of traditional financing.
- ✓No personal income verification required
- ✓No tax returns or W-2s needed
- ✓Close in LLC or entity name
- ✓DSCR ratios as low as 0.75 accepted
- ✓Up to 70% LTV available
- ✓No limit on number of financed properties
Why Investors Choose DSCR Loans
Built for investors who want speed, flexibility, and the ability to scale without limits.
Your DSCR Lending Experts
We're a father and son team with over 25 years of combined experience in the lending industry. We've helped hundreds of investors close DSCR loans — from first-time landlords to seasoned portfolio builders.
Available Monday through Sunday — because deals don't wait for business hours.
Scale Your Portfolio Without Limits
Traditional lenders cap you at 10 financed properties. DSCR loans have no such limit. Whether you own 1 rental or 100, you can keep acquiring. Close in your LLC or entity name to protect personal assets. No DTI calculations, no employment verification, no tax return headaches — just the property's cash flow.
70+ Lenders Competing
One application, 70+ lenders. We shop your deal across our entire network to find the lowest rate and best terms for your investment property.
Close Fast
No tax returns. No pay stubs. No employment verification. Fewer documents means faster closings — often in as little as 21 days.
Flexible Terms
30-year fixed, adjustable rate, interest-only options. Purchase, rate-and-term refinance, or cash-out refinance — whatever your strategy needs.
We Shop, You SAVE!
Access an unmatched network of over 75+ trusted lenders — all with a single application. We compare DSCR programs, rates, and terms across our entire network to get you the best deal on your investment property.
Frequently Asked Questions
Mortgage Payment Calculator
Estimate your monthly mortgage payment. Adjust the values below to see how different scenarios affect your costs.
Estimated Monthly Payment
Loan Amount
$315,000
Total Interest
$401,765
This calculator provides estimates only. Actual rates and payments may vary. Contact us for a precise quote.
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