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Foreign National Loan Program
This mortgage product is designed for foreign nationals wanting to purchase or refinance property in the United States.
- ✓No U.S. income documentation needed
- ✓DSCR-based qualification (1:1 ratio)
- ✓Up to 70% LTV available
- ✓Investment properties & vacation homes
Why Work With Us?
Access an unmatched network of lenders and expert guidance through every step of your mortgage journey.
Meet the Team Behind Your Success
We're a father and son team with over 25 years of combined experience in the lending industry. Our family values drive everything we do—treating every client like family.
Your satisfaction is our priority. That's why we're available by phone Monday through Sunday—we work around your schedule, not the other way around.
Mortgage Solutions for Self-Employed Clients as well as Foreign Nationals, ITIN Borrowers & Real Estate Investors!
Are you self-employed and struggling to qualify for a traditional mortgage? We understand the unique challenges business owners face. Our specialized loan programs are designed for entrepreneurs, freelancers, and self-employed professionals who may not have conventional income documentation. With flexible qualification options including bank statement loans and asset-based lending, we help self-employed clients achieve their homeownership dreams without the hassle of traditional income verification.
70+ Lenders
We shop over 70 trusted lenders with a single application to find you the most competitive rates and terms for your unique situation.
Fast & Simple
Streamlined process with minimal paperwork. No U.S. credit or income documentation required — just straightforward DSCR qualification.
Expert Guidance
Work directly with an experienced mortgage professional who specializes in foreign national loans and creative financing solutions.
We Shop, You SAVE!
Access an unmatched network of over 75+ trusted lenders—all with a single application. We shop for you, comparing programs and rates to ensure you get the best deal for your unique needs, whether you're purchasing a primary residence, vacation home, or investment property.
Frequently Asked Questions
Mortgage Payment Calculator
Estimate your monthly mortgage payment. Adjust the values below to see how different scenarios affect your costs.
Estimated Monthly Payment
Loan Amount
$315,000
Total Interest
$401,765
This calculator provides estimates only. Actual rates and payments may vary. Contact us for a precise quote.
Contact Gem or Tanner
Have questions or ready to get started? Reach out for a free consultation & personalized quote.